KBRA Financial Intelligence

News & Research

KFI: Bank and Credit Union Risk Platform for Peer Benchmarking

NOV 15, 2024, 1:00 PM UTC

By KFI Staff

An overview of KBRA Financial Intelligence (KFI): A bank and credit union risk platform for peer benchmarking.

Bank Profitability Could Be Reshaped by Next White House’s Tax Policy Drive

NOV 14, 2024, 2:00 PM UTC

By KFI Staff

U.S. banks have benefited from substantial tax savings since the 2017 tax cuts, with further revisions to tax policy anticipated by the end of 2025.

3 Things in Credit: Animal Spirits, Mid-Market Loan Quality, and Higher for Longer II?

NOV 8, 2024, 5:00 PM UTC

By Van Hesser

Fed Chair Powell was asked if he would leave his post ahead of his term ending in 2026 if the President-elect asked him to. Powell steeled himself and delivered a stern one-word response: “No.” Sounds like Chair Powell is not going anywhere.

Analyzing the Surprise Surge in Long-Term Yields and How It Could Bolster Net Interest Margins

NOV 7, 2024, 2:00 PM UTC

By KFI Staff

Traders adjust expectations around future Fed rate cuts. The impact of an elevated benchmark rate on the U.S. fiscal deficit and long-term Treasury yields. The largest monthly rebound in 30-year mortgage rates since 2022

U.S. Election to Impact Bank Revenue From Credit Card and Service Fees

NOV 4, 2024, 2:00 PM UTC

By KFI Staff

New financial sector regulations proposed by both major U.S. presidential candidates may affect noninterest income earned by banks through fees and credit card lending. Efforts to limit fees and annual percentage rates (APR) may face legal challenges.

3 Things in Credit: U.S. Consumer, D.R. Horton, and Bush/Gore Redux?

NOV 1, 2024, 5:00 PM UTC

By Van Hesser

In any event, I think we’ve finally hit a wall in terms of credit market activity, according to my market sources. Activity has ground to a halt ahead of, what’s that again? Oh, yeah, the election. Not that we expect we’ll know all that much on the night.

Election Results to Play Critical Role in Shifting Bank Capital Requirements

OCT 31, 2024, 1:00 PM UTC

By KFI Staff

As U.S. regulatory agencies struggle to agree on new capital rules for banks, the upcoming presidential election could shift the process by influencing leadership appointments, including a new Federal Reserve chair.

3 Things in Credit: U.S. Exceptionalism, Reality Check, and Illiquidity Premium

OCT 25, 2024, 4:00 PM UTC

By Van Hesser

This week, our 3 Things are: U.S. exceptionalism. What’s driving it? Reality check. We’ll check in on two broad-based barometers of economic growth. Illiquidity premium. Here’s how Blackstone sees it.

Bank Earnings Flag Potential Wave of Credit Losses, Loan Loss Reserves Jump to Three-Year High

OCT 24, 2024, 1:00 PM UTC

By KFI Staff

Rising provisions for anticipated credit losses are becoming a recurring theme of the banking sector’s earnings season. Credit cards are leading a gradual uptick in delinquency rates. This may signal a coming deterioration of loan book quality.

3 Things in Credit: Tight Spreads, Big Bank Credit Color, and Consumer Expectations

OCT 18, 2024, 4:00 PM UTC

By Van Hesser

This week, our 3 Things are: Tight spreads. Big bank credit color. Consumer expectations.

Auto Loan Slide Slows, Sparking Opportunity for Banks to Address Surging Delinquencies

OCT 16, 2024, 1:00 PM UTC

By KFI Staff

New and used vehicles discounts have only recently managed to stem a net decline in outstanding auto lending. Potential Fed easing on the horizon may provide banks with an opportunity to offer more competitive financing and refinancing options.

3 Things in Credit: Recession Probabilities, Additional Jobs Data, and Q3 Earnings

OCT 11, 2024, 1:00 PM UTC

By Van Hesser

Interesting to hear Jamie Dimon tick off this week what he sees as unsettling sources of inflation: remilitarization, large fiscal deficit, energy transition, unfavorable demographics. Something to get your mind off of the implications of the election.

Mapping the Banks Facing Disaster Exposure as Hurricanes Slam U.S. Southeast

OCT 9, 2024, 2:00 PM UTC

By KFI Staff

By using KFI’s suite of bank data in conjunction with FEMA disaster data, we analyze the exposure of bank deposits and branches to areas across six states recently slammed by Hurricane Helene. Part of this region could be hit again in the coming days.

3 Things in Credit: Apollo’s Vision, CRE’s Stability, and Default and Recoveries Update

OCT 4, 2024, 2:00 PM UTC

By Van Hesser

The economy printed a 3.0% bump in Q2 GDP, financial conditions are highly favorable, and corporate earnings growth is better than expected. There were off-the-charts jobs reports. Is this all lining up to be as good a landing? Time will tell.

Fed Rate Cuts to Transform Growth of U.S. Money Supply, Heighten Pressure on Banks With Heavy Time Deposit Exposure

OCT 3, 2024, 1:00 PM UTC

By KFI Staff

The Fed’s policy shift and its impact on bank deposit compositions, as well as the M1 and M2 monetary aggregates. A surge in time deposits could create a funding overhang, squeezing some banks’ lending margins.

Utilize KFI to Create Custom Bank Deposit Reports for States, Counties, and MSAs

SEP 30, 2024, 1:00 PM UTC

By KFI Staff

KBRA Financial Intelligence (KFI) breaks down the data behind the FDIC’s latest Summary of Deposits (SOD) report. We utilize two state markets to analyze which banking institutions maintain the largest physical footprints and deposit share.

3 Things in Credit: Fed’s Big Move, Credit Exuberance, and Post-Cut Expectations

SEP 20, 2024, 2:00 PM UTC

By Van Hesser

We know the Fed is beginning the rate cutting part of its cycle. We know that cycle has a way to go. Sure, 50 bps was a surprise to economists and investors (but not markets), judging by polls taken Wednesday prior to the release.

Improving Homebuilding Data Could Boost Construction and Development Lending

SEP 20, 2024, 2:00 PM UTC

By KFI Staff

Outstanding residential construction lending among U.S. commercial banks in 2Q 2024 slipped to its lowest level in years.

3 Things in Credit: Bank Warnings, Small Business Struggles, and Post-Inflation Risks

SEP 13, 2024, 1:00 PM UTC

By Van Hesser

Ally’s unexpected bad debt costs suggest that tighter consumer credit will limit growth. Signals are not reassuring from the sector that accounts for 40% of GDP. Steering clear of zombie companies and global slowdown are near-term risks to navigate.

Mortgage Rate Tumble Yet to Revive Purchase Volume; Outstanding Residential Loans Remain Historically Healthy

SEP 12, 2024, 1:00 PM UTC

By KFI Staff

Most Americans locked into 30-year fixed mortgages bought or refinanced at a rate of 4.0% or less in previous years. That is putting a freeze on mortgage purchasing. The delinquency rate on outstanding residential mortgages remains near historic lows.

3 Things in Credit: Savings Rate, 2025 Earnings, and Beige Book

SEP 6, 2024, 1:00 PM UTC

By Van Hesser

It’s September, which is no long-term investor’s favorite month. It is the only month of the year where the average stock market performance is negative. And in credit, average returns have been negative for the past 10- 20- and 30-year Septembers.

Coming Fed Easing May Finally Allay Banks’ Funding Crunch

SEP 5, 2024, 2:00 PM UTC

By KFI Staff

Fed officials signaled imminent rate cuts, confirming monetary easing and intensifying front-running at the yield curve's long end, which is depressing long-term rates. Short-term rates may hold steady until the Fed's pivot, putting pressure on banks.

3 Things in Credit: Debt Build-Up, Travel Blues, Jackson Hole

AUG 23, 2024, 2:00 PM UTC

By Van Hesser

Van Hesser's latest 3 Things in Credit.

Bank Securities Portfolios Stabilize in 2Q 2024

AUG 22, 2024, 3:00 PM UTC

By KFI Staff

The total securities portfolio of U.S. banks stabilized at $5.5 trillion, with held-to-maturity (HTM) securities representing 44% of the portfolio.

2Q 2024 BHC KFI Scores Released

AUG 20, 2024, 2:00 PM UTC

By KFI Staff

Financial Assessment Scores Released for Over 370 U.S. Bank Holding Companies

3 Things in Credit: Behavioral Drag, Growth Fuel, and Walmart’s Significance

AUG 16, 2024, 2:00 PM UTC

By Van Hesser

If you were lucky enough to sleep through the past two weeks, you would have awakened to a VIX that went from 18 to 15, the S&P 500 that is essentially unch’d, and high-yield credit spreads that drifted a touch wider.

Bank Performance in 2Q 2024

AUG 14, 2024, 2:00 PM UTC

By KFI Staff

KFI’s review of 2Q 2024 bank performance trends

2Q 2024 Bank KFI Scores Released

AUG 14, 2024, 1:00 PM UTC

By KFI Staff

Financial Assessment Scores Released for Nearly 4,500 U.S. Banks

2Q 2024 Bank Snapshot for Regional and Community Lenders

AUG 8, 2024, 2:00 PM UTC

By KFI Staff

Check out KFI’s 2Q 2024 bank snapshot for the top 30 regional and community banks by asset size

2Q 2024 Bank Snapshot for Large U.S. Banks

AUG 7, 2024, 2:00 PM UTC

By KFI Staff

Check out KFI’s 2Q 2024 bank snapshot for the largest U.S. banks by assets

3 Things in Credit: Compressed Spreads, Abundant Liquidity, and Texas Downdraft

AUG 2, 2024, 2:00 PM UTC

By Van Hesser

It’s been a dizzying week of newsflow with FOMC, jobs, and Big Tech earnings. A lot of uncertainty has been cleared up. One last bit of news we’re waiting on—how many Olympic triathletes got sick from swimming in the Seine.

Navigating CRE Risks in Bank Portfolios and the FDIC’s Latest Remarks on Banking Regulation

AUG 1, 2024, 6:00 PM UTC

By KFI Staff

KFI Insights: Analyzing Regional Banks’ CRE Exposure, FDIC’s Brokered Deposits Stance, and M&A Highlights

Introducing the All-New Version of KFI’s Excel Add-in

JUL 28, 2024, 2:00 PM UTC

By KFI Staff

The updated version of the KFI Excel add-in comes with important enhancements for Pro users.

3 Things in Credit: Rate Cuts, Hot GDP, and Two Economies’ Delinquencies

JUL 26, 2024, 4:00 PM UTC

By Van Hesser

Van Hesser's latest 3 Things in Credit

Comprehensive Loan Portfolio With Past Due Details for GAAP Data Now Available on KFI

JUL 24, 2024, 2:00 PM UTC

By KFI Staff

Access enhanced GAAP data for loans on KFI. Pro users can explore granular loan categories including health care, government, commercial real estate (CRE), and student Loans with detailed past due breakdowns.

3 Things in Credit: Darkening Credit Markets, Updated Forecasts, and Citigroup’s Consumer Results

JUL 19, 2024, 4:00 PM UTC

By Van Hesser

Van Hesser's latest 3 Things in Credit

Unlock Growth Potential With Our Branch Map and Deposit Summary Features

JUL 17, 2024, 2:00 PM UTC

By KFI Staff

KFI subscribers can quickly identify and analyze M&A opportunities with pro forma exploration using our branch mapping tool and SOD data.

3 Things in Credit: Second Half Themes, Earnings Expectations, and Goldilocks Challenged

JUL 12, 2024, 4:00 PM UTC

By Van Hesser

Van Hesser's latest 3 Things in Credit

Market Volatility Scores for the Largest U.S. Public Banks

JUL 11, 2024, 5:00 PM UTC

By KFI Staff

KFI’s Market Volatility Scores can help identify banks with heightened liquidity risk in real time.

Bank NIMs Compress; C&D Loans Concentrated in the Largest U.S. Banks

JUL 1, 2024, 4:00 PM UTC

By KFI Staff

In the June 2024 edition of KFI Insights, we cover bank NIM changes, C&D loan concentration, the latest Fed research, and recent M&A deals.

3 Things in Credit: Capex Canary, CRE’s Broader Threat, and Election Tailwind

JUN 28, 2024, 4:00 PM UTC

By Van Hesser

U.S. credit is as sanguine as it has been in history. Over the last 100-plus years, BBB yields have rarely been as low relative to T-bills. The curve is almost flat. This, courtesy of our friends at Deutsche Bank.

Steady Rise in Credit Union Members, Shares & Deposits, and Lending

JUN 24, 2024, 4:00 PM UTC

By KFI Staff

Credit unions experienced steady growth in membership, deposits, and lending.

3 Things in Credit: Bulls’ Run, Politics of Rates, Aviation

JUN 21, 2024, 4:00 PM UTC

By Van Hesser

It’s also midyear outlook time and a sampling of titles from various sources has always been an interesting exercise. In the latest batch, we notice a common thread of caution.

Engage with KFI's New Loans and Leases Portfolio

JUN 17, 2024, 5:00 PM UTC

By KFI Staff

Explore the new detailed loans and leases portfolio

Bank Delinquencies Stabilize and Loan Growth Falls in 1Q 2024

JUN 14, 2024, 5:34 PM UTC

By KFI Staff

The first quarter of 2024 indicates a decline in loan growth and stabilization in bank delinquencies.

3 Things in Credit: Visibility, Financial Conditions, and Tech Impact

JUN 14, 2024, 4:00 PM UTC

By Van Hesser

We’re all data dependent, right? I’m not sure what the alternative is.

1Q 2024 KFI Credit Union Scores Released

JUN 10, 2024, 2:00 PM UTC

By KFI Staff

Financial health scores released for 4,600+ credit unions.

3 Things in Credit: Bank Risk, Corporate vs. ABS Spreads, and ECB’s Rate Cut

JUN 7, 2024, 5:00 PM UTC

By Van Hesser

Banks, spreads, and rate cuts. Let's dig a bit deeper.

Banks’ Cost of Funding Moves Higher

MAY 31, 2024, 4:00 PM UTC

By KFI Staff

This month we cover rising cost of funds, Fed study on March 2023 bank failures and recent M&A

3 Things in Credit: Private Placements, Fallen Angels, and Housing

MAY 31, 2024, 2:00 PM UTC

By Van Hesser

Can you handle complexity and illiquidity? The Chicago Fed says it's in your interest to do so.

3 Things in Credit: Fiscal Deficits, Seeing Around Corners, and Fundamentals Check-up

MAY 24, 2024, 4:00 PM UTC

By Van Hesser

Summer's here and the time is right for thinking about the future. With risk priced aggressively, now is the time to test your conviction.

Bank Performance in 1Q 2024

MAY 22, 2024, 5:30 AM UTC

By KFI Staff

A review of 1Q 2024 banking trends

3 Things in Credit: Inflation Break, Two Economies, and Vanishing Excess Savings

MAY 17, 2024, 5:00 PM UTC

By Van Hesser

Jamie Dimon dismisses Goldilocks as "happy talk." 3 Things doesn't fall prey to that. This week we sift through the inflation data, take stock of our Two Economies, and notice that $2.1 trillion of savings is gone.

Bank KFI Score Trends 1Q 2024

MAY 17, 2024, 4:00 PM UTC

By KFI Staff

Bank KFI Scores fell in 1Q 2024, with declines outpacing increases.

3 Things in Credit: Credit Card Losses, Bank Risk Appetite, Private Credit’s Middle Market Trends

MAY 11, 2024, 6:00 PM UTC

By Van Hesser

Wondering how middle market borrowers in private credit are doing? We've got some data that the market has found interesting. Have a look/listen.

1Q 2024 KFI Bank Scores Released

MAY 10, 2024, 5:00 PM UTC

By KFI Staff

Financial health scores released for 4,500+ banks.

1Q24 Bank Snapshot for Largest, Regional and Community Banks

MAY 7, 2024, 3:00 PM UTC

By KFI Staff

KFI's Snapshot report compares lenders across five financial metrics.

3 Things in Credit: Good Things Fading, Bankruptcy Trends, and Thresholds That Shift Sentiment

MAY 3, 2024, 4:00 PM UTC

By Van Hesser

What data thresholds shift sentiment when crossed? We list the ones we watch in today's 3 Three Things.

Banks With Highest Market Volatility Scores

MAY 2, 2024, 5:00 PM UTC

By KFI Staff

KFI’s Market Volatility Scores Can Identity Banks With Heightened Liquidity Risk

First Bank Failure of 2024

APR 29, 2024, 6:00 PM UTC

By KFI Staff

In the April edition of KFI Insights, we cover the failure of Republic First, Van's view on Big Bank Earnings and recent M&A transactions.

3 Things in Credit: Big Bank Color, Net Worth Surge, and Treasury Volatility

APR 19, 2024, 5:00 PM UTC

By Van Hesser

Jay Powell tells us the economy's strong, so why is that bad news? It's not been for the big banks, where actual loan losses--and the outlook--remain relatively benign.

Banks with High Concentrations of Uninsured Deposits and Commercial Real Estate

APR 18, 2024, 6:00 PM UTC

By KFI Staff

Banks reporting above-average exposure to fast-moving deposits and CRE

Credit Card Delinquencies at 12-Year High in 4Q 2023

APR 18, 2024, 5:00 PM UTC

By KFI Staff

The largest credit card lenders and their delinquency rates across time.

3 Things in Credit: Hot CPI, Earnings Season, and Event Risk

APR 12, 2024, 4:00 PM UTC

By Van Hesser

What to make of that CPI print? Beware of the kneejerk reaction. Here's what we think it means for credit.

Credit Union Subordinated Debt Approaches $4 Billion

APR 11, 2024, 5:00 PM UTC

By KFI Staff

Credit union debt reached a new record after changes to regulatory rules made it easier for the lenders to tap the market.

3 Things in Credit: Small Business Signals, Single-B Spreads, and Apparel Company Guidance

APR 5, 2024, 5:00 PM UTC

By Van Hesser

On yet another hot jobs report day, we highlight color from small businesses and apparel companies that provides a counterpoint to that "no landing" scenario.

4FQ 2023 Earnings Across the Big Four U.S. Banks

APR 1, 2024, 1:00 PM UTC

By KFI Staff

Sankey charts of the big four banks' income statements.

CRE Delinquency Rate Climbs to 10-Year High at Biggest Banks

MAR 25, 2024, 12:30 PM UTC

By KFI Staff

The March 2024 edition of KFI Insights covers increasing CRE stress, introduces MVS Scores and highlights recent M&A deals

3 Things in Credit: Economic Slack, Equity Euphoria, and Consumer Lenders

MAR 22, 2024, 5:00 PM UTC

By Van Hesser

So the Fed's latest forecast has gone full-on no landing. This week, we pick up on signals in the economic data, as well as the equity market that suggest something a bit softer. Let us know what you think.

Largest U.S. Banks by Total Assets, 4Q 2023

MAR 21, 2024, 3:00 PM UTC

By KFI Staff

The biggest U.S. banks ranked by total assets in 4Q 2023, according to GAAP data.

3 Things in Credit: U.S. Exceptionalism, C-Suite Confidence, and Banks, A Year Later

MAR 15, 2024, 4:00 PM UTC

By Van Hesser

What's behind U.S. exceptionalism? We have a look amidst this "everything boom."

Benchmark Credit Unions with KFI

MAR 14, 2024, 4:30 PM UTC

By KFI Staff

Analyze all U.S. credit unions, leveraging Call Report data and KFI Scores.

New York Community Bank Tear Sheet for Flagstar, 4Q 2023

MAR 13, 2024, 4:01 PM UTC

By KFI Staff

KFI's quarterly snapshot report provides a high-level view of the financial condition of NYCB's main subsidiary, Flagstar.

3 Things in Credit: Powell’s Dilemma, FICO Rolls Over, and Direct Lending Update

MAR 8, 2024, 4:00 PM UTC

By Van Hesser

Yet another risk-on week! Jay Powell's job is not getting any easier. This week, we delve into his decision to cut or not to cut. And our default specialist Eric Rosenthal updates his views on both default and recovery rates. Happy listening!

3 Things in Credit: Commodities Downdraft, Financial Conditions, and Choiceful Consumers

MAR 1, 2024, 4:00 PM UTC

By Van Hesser

Lots of euphoria talk out there in equities, that hasn't exactly passed through into credit markets. Why is that? Check out the latest 3 Things for some answers.

Bank KFI Scores Stabilize After Declines; Brokered Deposits Hit Record

FEB 27, 2024, 3:00 PM UTC

By KFI Staff

The February edition of KFI Insights dives into the latest KFI Scores, growth of brokered deposits and snapshot reports

3 Things in Credit: Copy of Bank CRE Risk, Slowdown Earnings, Private Credit Borrowers

FEB 23, 2024, 3:30 PM UTC

By Van Hesser

I know, I know, it's NVIDIA's week (and that certainly did not hurt credit markets). Only slightly less topical is bank commercial real estate risk, a slowing economy, and private credit borrowers.

Track Bank Loan Delinquencies With KFI’s Instant Analysis

FEB 16, 2024, 6:00 PM UTC

By KFI Staff

Determine which lenders are reporting an increase in nonperforming loans.

3 Things in Credit: Strong Technicals, Market Volatility, and Hot vs. Cold Data

FEB 16, 2024, 3:30 PM UTC

By Van Hesser

Van digs into tighter spreads, a volatile equity market and the still expected soft landing.

3 Things in Credit: Credit Card Delinquencies, the SLOOS, and Barkin Wisdom

FEB 9, 2024, 4:00 PM UTC

By Van Hesser

This was the week when the S&P crossed 5,000. Yet, credit card delinquencies are on the rise, bankers are still tightening, and the Fed reminds us that we are still not out of the woods.

4Q 2023 Bank Snapshot for Large, Regional and Community Banks

FEB 6, 2024, 11:00 AM UTC

By KFI Staff

KFI's bank snapshot analyzes the biggest lenders across five financial metrics for 4Q 2023

3 Things in Credit: New York Community Bank, Nonbanks and IMF’s Forecast

FEB 2, 2024, 4:00 PM UTC

By Van Hesser

Another eventful week in markets, who would have thought New York Community Bank would be so impactful?

Van’s View on Bank Earnings, Liquidity Rule Proposal, and Recent M&A

JAN 26, 2024, 6:00 PM UTC

By KFI Staff

KFI's January edition covers first quarter earnings, potential rules to prevent another bank run and recent M&A.

3 Things in Credit: Strong GDP, Narrowness, and Earnings Warnings

JAN 26, 2024, 4:00 PM UTC

By Van Hesser

Don’t fight the tape. Words of wisdom, for sure, and we seem to be caught up in one of those moments where that advice is well taken. Don’t fight the tape.

96% of Bank Failures From 2010 Through 2023 Had KFI Scores of D or Lower

JAN 22, 2024, 1:00 PM UTC

By KFI Staff

KFI Score Bank Failure History

3 Things in Credit: Soft Landing, Big Bank Color, and Private Credit Maturity Wall

JAN 19, 2024, 4:00 PM UTC

By Van Hesser

We start with economic growth. By definition, that means we are in the 50% of market strategists that see no recession.

3 Things in Credit: Problem Loans, Geopolitics, and Default Forecast

JAN 12, 2024, 4:00 PM UTC

By Van Hesser

By the time you hear this, you will have seen and heard about Q4 earnings from J.P. Morgan Chase and hashtag#Bank of America. Both, obviously, great proxies for the broad economy—how consumers are doing, how businesses are doing, how they’ve done.

Track Bank Peers’ Cost of Funding

JAN 11, 2024, 3:30 PM UTC

By KFI Staff

See which lenders are reporting bigger jumps in their costs of funds relative to peers

3 Things in Credit: Banks, Sentiment Split, and Financial Conditions

JAN 5, 2024, 4:00 PM UTC

By Van Hesser

We discuss how the banks are alright, dig into recession calls and examine how loose financial conditions are.

2023 by the Numbers

DEC 21, 2023, 6:00 PM UTC

By KFI Staff

December's KFI Insights highlights some key numbers throughout the year, our KFI product upgrades, recent M&A deals, and Van Hesser’s latest 3 Things in Credit.

3Q 2023 NIM Movers Among Largest Lenders to Community Banks

DEC 7, 2023, 2:00 PM UTC

By KFI Staff

View the top 15 banks by 3Q 2023 net interest margin (NIM) expansion and compression across bank asset size.

KFI Score Scale

DEC 1, 2023, 4:00 AM UTC

By KFI Staff

A list of KFI Score definitions.

CRE Stress Climbs at Largest Banks

NOV 30, 2023, 6:00 PM UTC

By KFI Staff

The November edition covers climbing CRE Stress, KFI Score moves, and recent M&A.

3Q 2023 Bank KFI Scores Tick Lower

NOV 21, 2023, 7:00 PM UTC

By KFI Staff

Trends in 3Q 2023 bank KFI Scores

3Q 2023 Bank Snapshot for the Large, Regional and Community Lenders

NOV 7, 2023, 5:00 PM UTC

By KFI Staff

The analysis compares banks across five financial metrics

Iowa Bank Shuttered, Becoming Fifth Failure This Year

NOV 6, 2023, 7:00 PM UTC

By KFI Staff

A small community lender in Iowa was shuttered by regulators on November 3, marking the fifth bank failure this year.

Small Credit Unions Decline, Higher for Longer, M&A Deals

OCT 27, 2023, 5:00 PM UTC

By KFI Staff

The October edition of KFI Insights covers the decline in membership at small credit unions, the effect of higher interest rates and recent M&A.

$1 Trillion Credit Card Debt in Focus

OCT 13, 2023, 12:01 PM UTC

By KFI Staff

The U.S. consumer is showing signs of stress with credit card balances reaching a record $1.03 trillion in Q2 2023.

U.S. Bank Deposits Drop by $870 Billion

OCT 6, 2023, 3:00 PM UTC

By KFI Staff

Bank deposits fell about $870 billion on a year-over-year basis for the first time in records going back to 1994

2Q 2023 Brokered Deposits Jump

SEP 18, 2023, 6:00 PM UTC

By KFI Staff

The September 2023 KFI Insights delves into the growth of brokered deposits, recent M&A and the bank snapshot report.

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