KBRA Financial Intelligence

KFI: Bank and Credit Union Risk Platform for Peer Benchmarking

MAY 17, 2024, 5:10 PM UTC

By KFI Staff

KBRA Financial Intelligence (KFI), a division of KBRA Analytics, combines our propriety KFI Scores, which measure the financial health of all U.S. banks and credit unions, with comprehensive banking data for peer benchmarking analysis and to help manage counterparty risk.

KFI Platform

The KFI web application has overview pages and analysis of all U.S. banks and credit unions - nearly 10,000 lenders. Search for institutions by name, ticker, or regulatory identifier to view its financial metrics, corporate structure, financial filings, and branch map.

Data Universe & Delivery Channels

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KFI Scores

KFI Scores measure the financial health of all U.S. banks and credit unions each quarter on an A through E scale using Call Report data. Our model incorporates various asset quality, capital adequacy, earnings performance, and liquidity and funding measures for managing counterparty risk and robust peer analysis.

From 2010 through 2023, more than 96% of banks that failed had a KFI Score of D or lower in the quarter prior to the FDIC date of failure, according to KFI data.

Who Uses KFI?

Our clients include some of the biggest banks, credit unions, asset managers, fintechs, airlines, and insurance companies.

KFI Functionality

Peer Benchmarking

Create peer groups by asset size, region, ratio and more with KFI's powerful Data Wizard. With a few clicks, you can quickly answer the following questions:

  • What banks in the South have a return on average equity (ROAE) above 10%?

  • What did Bank of New England report for net interest margin (NIM) in the last four quarters?

  • How much outstanding debt do credit unions currently hold?

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Tear Sheets

Utilize the Snapshot page to print tear sheets charting historical metrics across various categories for any institution.

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Bespoke Analysis

KFI Pro subscribers have full access to our template library, a repository of Excel analysis that can be refreshed each quarter. For example, track delinquencies across more than a dozen loan categories to identify deteriorating credit quality at individual lenders.

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Access Unique Insights on almost 10,000 U.S. Banks and Credit Unions.

Access Unique Insights on almost 10,000 U.S. Banks and Credit Unions.

Subscribe to KFI Insights

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